Simply put, we take away the stress and hassle of finding and funding the best vehicle… you end up with the right solution and drive away confident and happy.
Located throughout New Zealand
Located in Auckland, Wellington, Christchurch and most major centres in New Zealand, we will help you reduce the total cost of ownership of your vehicle or fleet. We’ll do that by developing smart, informed and unbiased car lease or car finance solutions tailor-made for you.
Unlike some car lease companies, we don’t push you into one type of car lease product that enriches us at your expense. That’s because we’re independent and not tied to any one vehicle financing product. Instead, we recommend the car lease or car finance option that best suits your situation and your needs. That’s why more than 60% of our business comes from repeat customers.
We make it unbiased, honest and easy so all you’ve gotta do is drive!
Car Lease vs Hire Purchase
- With SmartLease™ car leasing you get an honest “no hidden costs” operating lease. Everything is totally transparent – including the purchase price of the car and the residual value based on parameters we agree together. There is no large, up-front deposit and payments are treated as a 100% tax-deductible expense for tax purposes.* This gives excellent cashflow advantages over traditional hire purchase. With SmartLease™ car leasing you avoid the pitfalls of ‘excess kilometres’ and ‘refurbishment’ charges at the end of the lease. Overall, you enjoy the benefits of ownership without tying up capital.
- With car financing (hire purchase) we simply fund the vehicle or asset by way of a good, old-fashioned finance arrangement. The term is typically 3-5 years. Payments are not tax deductible but you do get the GST back up-front and can claim annual depreciation and the interest cost over the term of the loan.* You enjoy the benefits of ownership but your capital is tied up and may affect other funding arrangements with your bank.
*We recommend at all times that you seek independent accounting advice with respect to the application of the various lease and traditional funding methods and how you may account for these.